HSBC Visa Platinum Credit Card

What are the benefits of HSBC Visa Platinum Credit Card?

Numerous perks are available with the HSBC Platinum Credit Card, all of which are intended to improve the cardholder experience. It provides for a range of lifestyle requirements, from significant reward points on regular purchases to special dining discounts at selective restaurants. Additionally, cardholders can experience comfort with worldwide concierge services and full travel insurance coverage, which improve the security and smoothness of every trip. For individuals looking for convenience, incentives, and luxury, the HSBC Platinum Credit Card is a great partner thanks to its generous benefit package and attractive offers.

HSBC Visa Platinum Credit Card Welcome Benefit

• When the online credit card application and Video KYC are finished, you will receive an Amazon gift card worth Rs 250.
• Get a Rs. 500 Amazon gift card when you spend Rs. 5,000 within 30 days of the card's issuance.

HSBC Visa Platinum Credit Card Additional Benefits

Movies Offer - Using the BookMyShow mobile app, you may purchase 2 movie tickets and receive 1 FREE when you book on Saturdays. The complimentary ticket has a maximum value of Rs. 250.

Shopping Benefit - Every Thursday (once a month), Tata CliQ offers up to 15% off on a selection of items in a number of categories, including clothing, electronics, and more.

Zero-liability For Lost Cards - If your HSBC Visa Platinum Credit Card is lost, you will not be responsible for any purchases made once you notify HSBC of the loss. Additionally, up to Rs 300,000 is covered for misuse of your HSBC Visa Platinum Credit Card up to 24 hours prior to reporting and registering.

Insurance Benefits - The ICICI Lombard General Insurance Company Limited offers credit cardholders the insurance advantages mentioned above directly. The Bank bears no liability for the terms, conditions, or decisions made by this company. Direct submission of settlement claims to ICICI Lombard General Insurance Company Limited is required. The credit card's insurance advantages are exclusively accessible to legitimate primary cardholders.

Emergency Card Replacement - You can cancel your HSBC Visa Platinum Credit Card and get an emergency card issued anywhere in the world in 3 days by calling the Visa Global Assistance Services or HSBC Helpline lines. Additionally, you have access to emergency cash in more than 22,000 locations worldwide.

Global Acceptance - More than 18 million establishments worldwide, including more than 1 lakh places in India, accept the HSBC Platinum Credit Card.

Instant EMI - When making a purchase at a merchant terminal, the HSBC credit card EMI function makes it easy to convert purchases into instalments. To convert into an EMI, the transaction amount must be more than Rs. 2,000.The facility offers a number of tenure options, with interest rates ranging from 12% to 15% annually, including 3, 6, 9, 12, 18, and 24 months.

Milestone Benefits - When you spend more than Rs. 50,000 in a calendar quarter, you receive a cashback of Rs. 250 (up to Rs. 1,000 payback in a year).

Add-On Credit Cards - You may apply for up to 3 additional credit cards for members of your immediate family who are above the age of 18, such as parents, siblings, spouses, and children. The add-on cards will be sent to you for free. The primary cardholder will be charged for all costs incurred on the cards, including the spending limit.

HSBC Visa Platinum Credit Card Rewards Benefits

The following lists the reward rates that the HSBC Visa Platinum Credit Card offers in the various categories:

• For every Rs. 150 spent on all retail purchases, earn 2 Reward Points.
• Within a year of the card's setup, you can earn up to 5X Reward Points (10 reward points for each transaction made after the Rs. 4 lakh annual spend threshold, up to a maximum of Rs. 10 lakh).
• 5X reward points will be awarded within 60 days of the transaction's closure.
• Credit card purchases are the only transactions for which reward points will be awarded. Reward points will not be accumulated for cash advances, other fees or charges, or disputed transactions.
• There will be a rolling expiry system for reward points, with a 3-year validity span. Reward points obtained in the first year of the card membership will expire at the conclusion of the third year; reward points obtained in the second year of the card membership will expire at the conclusion of the fourth year, and so on. The date of credit card issuance marks the start of the first year of card membership.

How to apply for the HSBC Visa Platinum Credit Card?

To apply for the HSBC Visa Platinum Credit Card, visit your local bank in person or apply online. To finish the online application procedure for the HSBC Visa Platinum Credit Card, follow to these steps:

1. Navigate to the Credit Card page on the HSBC Bank website.
2. Visit the HSBC Visa Platinum Credit Card for additional details about the card.
3. To determine your eligibility for the card, select 'Check Eligibility'.
4. You will be sent to the online application page if you are qualified.
5. After completing the online application, select "Submit."
6. In the next stage, you will get your application number.
7. Please keep the application number on record for future use.

You will also receive an email for confirmation with the Application ID as soon as the application is submitted. After a week, you can check its status using the credit card application you filled out. Within 2 to 4 days, an HSBC representative will contact you to complete the fulfilment.

How to redeem reward points of HSBC Platinum Credit Card?

• Under the HSBC Credit Cards Rewards Program, you can exchange your reward points for gift cards and other vouchers.
• You may quickly convert your reward points into AirMiles (InterMiles/British Airways/Singapore Airlines) using the HSBC Visa Platinum Credit Card.
• 1 reward point can have a maximum value of 0.37.
• 2 reward points are equal to 1 InterMile when converting between InterMiles.
• 1 Kris Flyer Mile is worth 1 reward point with Singapore Airline Conversion.
• 1 reward point is equal to 1 Avios Mile in the British Airways (Executive Club) Conversion scheme.
• You can additionally convert your reward points to Taj Inner Circle with the HSBC VISA Platinum Credit Card. (1,000 Taj Inner Circles = 1,000 RPs)

Benefits Of HSBC Visa Platinum Credit Card Contactless Payments

• You can now use your credit card to make contactless transactions without entering your PIN at the checkout if contactless payment is available.
• With contactless technology, you can make one domestic and international payment of up to Rs 5,000.
• If a transaction exceeds a certain value or a predetermined frequency, it can be blocked and you'll need to provide another form of identity, such as your PIN.

HSBC Visa Platinum Credit Card – Fees and Charges

You need to know the charges associated with your HSBC Visa Platinum Credit Card if you want to make the most of it. Let's look at the expenses and charges related to this credit card.

Eligibility Criteria & Documents Required For HSBC Visa Platinum Credit Card

There are a few criteria that you must meet in order to apply for the HSBC Platinum Credit Card offer.

• You must be at least 18 years old to participate.
• With a steady monthly income, he or she should be self-employed or be employed on a salary.
• The applicant must be an Indian national.
• Reside in one of the following cities: Bangalore, Chennai, Gurugram, Hyderabad, Mumbai, New Delhi, Noida, or Pune.
• A credit history and a respectable credit score of at least 750 are excellent.

For each credit card application, you must submit the following documents. The following files need to be submitted:

Identity Proof - Voter ID card, driving licence, PAN card, and Aadhar card.

Address Proof - Utility bills on the name of the applicant for credit card issuance, Aadhar Card, Driving License, Voter ID Card, Passport.

Income Proof - Bank statements or salary slips from the previous three months. You may also provide evidence in the form of an ITR or Form 16.

HSBC Bank Customer Care

For assistance or to report a lost or stolen card, call 18002673456 or 18001212208, the numbers for HSBC customer service. You can report a lost or stolen card by calling any of these toll-free numbers, which are available 24/7.