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NiyoX Coupons & Offers

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About NiyoX

An ideal combination of a savings account and a mutual fund management platform can be found in the digital banking app NiyoX. NiyoX is committed to making banking simple, smarter, and safer for consumers by investing in technology. To help you make wise decisions and grow your money together with you, NiyoX are decoding banking. NiyoX, NiyoX Global, NiyoX Money, NiyoX Bharat, NiyoX Digital SA, and NiyoX Students Card are examples of NiyoX products. The most recent NiyoX Bank Account Opening Offers, Coupons & Promo Codes, as well as Debit & Credit Card Offers, can all be found at Cashaly.

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Open Global Account

Upto 5% Interest On Savings Account

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Zero Forex Markup And Free Lounge Access
Best Bank Offer For International Travellers
Valid For All Users
Enjoy Zero Forex Markup Anywhere In The World
Load In INR & Spend In 150+ Currencies, Without Any Extra Charges
Get Help Anytime And Anywhere With Our 24x7 In App Chat Support
Earn Upto 5% Interest On Savings With Monthly Payout

NiyoX 2-in-1

A 2-in-1 Power-Packed Account Offering Savings + Wealth Management All In One App

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Get Up To 7% Interest P.a.* On Your Savings
Invest Into ‘direct’ Mutual Funds
Pay ‘zero’ Commission On Niyox App

Salary Account

Get Upto 7% Interest p.a.* On Your Savings

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Get Salary Rewards With Each Salary Credit
Enjoy 0% Forex Markup^ Anywhere In The World
Get 0 Balance Account

Niyo Bharat

Open Banking Platform For Business & Salary Card For Employees

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Lifetime Zero Balance Prepaid Card
Get Multilingual App Supporting Over 10 Languages To Bring Banking Services Closer To You
Payroll, HRMS & Salary Transfer Modules For Employers

Niyo Money

Invest In Mutual Funds, Stocks & Goals All From One App.

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Invest In More Than 5000 Mutual Funds, On Your Own
No Transactional Charges
No Account Fees Or Any Other Hidden Charges

Enjoy These NiyoX Offers For a Great Discounts

You can save money and take advantage of all the exciting and thrilling deals with a NiyoX Saving Account. The only place to find NiyoX coupons right now is Cashaly. Therefore, download the NiyoX app and benefit from the massive savings.

How to open NiyoX Saving Account with referral code?

To open a NiyoX Savings Account with Rewards, follow these steps:

  1. Download & Install the NiyoX App on your smartphone.
  2. To register, open the NiyoX app and enter the desired number.
  3. To continue, enter your email address to verify it.
  4. You will be asked to input your NiyoX referral code after accepting the terms.
  5. Now enter your Aadhaar number to proceed.
  6. Now use an OTP to verify your NiyoX Saving Account.
  7. The next step is to enter your PAN number.
  8. After completing verification, provide your basic information, such as your name and other data.
  9. Your account is fully set up once the address is filled out.
  10. When you immediately deposit some amount, you will be given a scratch card under the "refer and earn" section.
  11. Now scratch the card to see your reward amount now.

Benefits For Customers Who have NiyoX Account

  • There is no account maintenance fee
  • Quick and easy account opening
  • 0% Commission on Investments in Mutual Funds
  • Interest on your investments of up to 7%
  • NiyoX Money offers domestic and foreign stock investments, as well as suggestions for mutual funds.
  • DICGC, a subsidiary of the RBI, insures your savings up to Rs 5,00,000.
  • Virtual Card + Visa Platinum Debit Card in your preferred design

Additional Services NiyoX Bank Offers to Users

With your NiyoX Savings Account, you may now take advantage of new thrilling deals and offers as well. Just for Rs 399, NiyoX is offering a complete body health checkup with MediBuddy. Additionally, by using NiyoX coupon codes, you may take advantage of additional promotions from Domino's, ixigo, PharmEasy, Oven Stories, Zoomcar, Eat Sure, Bewakoof, and many more. All of these NiyoX coupons are only available on Cashaly. Hurry and pick the best for yourself!

NiyoX Referral Code Offer

You may now invite your family and friends to download the NiyoX app by using your referral code. Your NiyoX Bank account will receive up to Rs. 625 in cash back once your friend registers up for NiyoX using your referral code.

NiyoX Customer Care Team

Contacting NiyoX is very simple and convenient. You can contact the NiyoX team at 1860 258 6496, send an email to global@goniyo.com, or you can also send an escalation request to niyox.escalations@goniyo.com.


1. How much minimum balance required in NiyoX Account?

There is no requirement to maintain a minimum monthly amount in your NiyoX Savings Account because it is a ZERO balance account.

2. Is there a penalty for not maintaining balance on NiyoX Account?

A NiyoX Account balance fee does not apply if the balance is not maintained on a regular basis.

3. How do I fix a failed Fund Transfer or payment on NiyoX's account?

Generally, the money is reimbursed to your bank account within two days of not transferring it to another person. Payments to merchants (such as physical and online stores) could take up to 6 days.

4. Can NiyoX provide me with a personal loan?

Yes, now the NiyoX Account users can apply for the personal loans.