Annual Fee ₹ 199/-
Joining Fee ₹ 199/-
Swipe your AU Bank Altura Credit Card for shopping, dining, or international travel to accrue reward points. Upto 2% in cashback can be earned on all of your purchases and will be credited straight to your account. After spending Rs 10,000, you can earn an additional Rs 50 cashback each month under the milestone perks of the card.
Written By : Cashlay Advisor
Age: 21 years to 60 years
Occupation: Salaried or Self-Employed
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Many benefits are available with the AU Bank Altura Credit Card, which are designed to satisfy the needs of current consumers. Cardholders can earn points on every transaction through the flexible rewards program. These points can then be used for a range of benefits, such as cashback, travel vouchers, and gift cards from prominent brands. Furthermore, the card grants entry to exclusive discounts and deals in a variety of categories, including dining, shopping, and travel. The AU Bank Altura Credit Card is the perfect partner for both everyday and special occasion spending as it offers ease and comfort of mind to its card holders.
1% Fuel Surcharge Waiver for fuel transactions made at all petrol stations in the nation between Rs 400 and Rs 5,000 (maximum Rs 100 each statement cycle)
When you spend Rs. 10,000 during a statement cycle, you will receive an extra Rs. 50 in cashback.
Contactless Card Usage - AU Bank Altura Card allows you to make simple, safe, and fast payments at authorised stores up to Rs. 5,000 without needing to enter your credit card PIN.
Card Liability Cover - Users who report a lost or stolen credit card to the bank are not liable for any fraudulent transactions made using the card. Additionally, you are protected against online fraud and card skimming.
Xpress EMI - You can use the Altura Credit Card to convert transactions totaling at least Rs. 2,000 into convenient EMI alternatives, and you can select a repayment period which is suitable for you.
Add-on Cards - Through AU Bank Credit Card Add-on card option, share the benefits of your Altura Credit Card with those you love. You can get your Add-on card for lifetime free. So, feel free to utilise it.
You have two options for applying for an Altura credit card: you can apply online or at the closest bank location. To apply for the AU Bank Altura Credit Card online, take these steps:
The following table lists the fees and charges related with the AU Bank Altura Credit Card:
|Annual/ Renewal Fee
|3.59% per month (43.08% annually)
|Interest Free Credit Period
|Up to 48 Days
|Cash Withdrawal Fee
|2.5% of amount withdrawn (minimum of Rs.100)
|Late Payment Charges
There are a few criteria that you must meet in order to apply for the AU Bank Altura Credit Card offer.
For each credit card application, you must submit the following documents. The following files need to be submitted:
Identity Proof - Voter ID card, driving licence, PAN card, and Aadhar card.
Address Proof - Utility bills on the name of the applicant for credit card issuance, Aadhar Card, Driving License, Voter ID Card, Passport.
Income Proof - Bank statements or salary slips from the previous three months. You may also provide evidence in the form of an ITR or Form 16.
No, the AU Bank Altura credit card does not provide complimentary access to airport lounges.
The AU Bank customer care number is 1800 1200 1500.
The AU Bank Altura Credit Card does not offer cashback on purchases made using the wallet.
In order to reissue the AU Bank Altura Credit Card, you will need to pay Rs. 100.
You can close a credit card through customer service, online app, or any other method. Requests for closure must be handled within 7 business days.
Depending on the card type, the cash withdrawal limit might be up to 40% of the credit limit. 5% of the entire amount owed, which includes the outstanding balance from the previous month and all EMIs, or a minimum of Rs 100, whichever is greater.