Annual Fee ₹ 500/-
Joining Fee ₹ 300/-
The IRCTC SBI Platinum Card was developed in partnership with IRCTC and offers a range of travel benefits at a discounted yearly rate to its members. There are several advantages to this card, particularly when booking train tickets. Additional benefits, including those for petrol, are also included with the SBI IRCTC Credit Card.
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Age: 21 years to 70 years
Occupation: Salaried or Self-Employed.
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For those who travel by train frequently, the IRCTC SBI Platinum Credit Card offers a plethora of unique perks and advantages. Along with considerable reductions on other expenses, cardholders receive accelerated reward points when they book railway tickets through the IRCTC website. Along with fuel surcharge waivers and a host of other lifestyle benefits, the card also provides free access to train lounges, making it a valuable asset for all users. This credit card's total value proposition is further enhanced by the fact that reward points can be exchanged for a variety of travel and lifestyle benefits.
If you're looking for more perks than just travel discounts, the IRCTC SBI Platinum Credit Card is a good option. The IRCTC SBI Platinum Credit Card may come with the following additional features:
The IRCTC SBI Platinum Card renewal process is simple and fast, so you can quickly resume taking advantage of your card's benefits. Simply pay Rs 300 to have your credit card renewed starting in the second year.
To apply for SBI Credit Card, take the actions listed below:
The SBI card team will contact you for verification if your application is accepted.
SBI clients can use the procedure listed below to redeem their accrued reward points.
Using the IRCTC SBI Platinum Card to make daily purchases is now simple. To complete your transaction, just wave your card over a secure reader. It's really convenient, quick, and simple.
Speed and Convenience - By just tapping their card on the POS machine, users of the IRCTC SBI Platinum Credit Card can complete purchases more quickly and easily with contactless payments.
Security - The card never leaves the user's hand during a contactless transaction, adding an extra degree of security and lowering the possibility of card loss and fraud via counterfeit cards. The special security feature of Visa payWave ensures that only one transaction is processed, making it more secure even if the card is waved at the reader several times.
Whenever you use your IRCTC SBI Platinum credit card for retail transactions (except fuel), you will receive 1 Reward Point. One reward point equals Re 1. When booking railway tickets on IRCTC, you can also receive up to 10% Value Back in the form of Reward Points. This promotion is limited to the AC1, AC2, AC3, and AC CC categories. These reward points can be redeemed on the IRCTC website when purchasing next train tickets.
To fully profit from the IRCTC SBI Platinum Card, one has to understand its charges. Let's examine the fee schedule and related costs for this card.
|Up to 3.50% per month [42% per annum]
|Cash Payment Fee
|Rs.250 + taxes
|Missed Payment Charges
|Late Payment Charges
There are a few requirements you must meet in order to apply for the IRCTC SBI Platinum Credit Card.
In order to apply for an IRCTC SBI Platinum credit card, the following documentation is required:
Follow these steps to create or change your IRCTC SBI Platinum Credit Card transaction password:
There are several methods that you can check the balance on your credit card:
SMS - Type BAL (space) and the final four credit card numbers, then send the message from your registered mobile phone to 5676791.
Netbanking - Check the available balance in the "accounts summary" section of your netbanking account by logging in.
Missed call service - Using the registered mobile phone, you can make a missed call to 8422845513. You will get an SMS on your phone with your credit card balance shortly.
Once your IRCTC login ID and SBI Card loyalty number are linked, you can redeem these reward points. Through the IRCTC website or Android mobile app, reward points can be redeemed online.
The reward points associated with the IRCTC SBI Platinum Credit Card will expire within 3 years from the date of membership registration.
Yes, you can email the SBI customer care team or call 1800 180 1290 to convert your IRCTC SBI Platinum Credit Card reward points to cash.
The preferred credit card for travellers is the IRCTC SBI Platinum card. You can get savings on flight and train tickets from the IRCTC official website by using this card. You also get other travel deals, a welcome bonus, a waiver of the fuel surcharge, and transaction waivers.
The value of 1 IRCTC SBI Platinum Credit Card reward point is Rs 1.
Following the activation of your IRCTC SBI Card, you can link your 11-digit loyalty number. As soon as you make your first purchase with your IRCTC SBI card or pay with it, your card is active. Please link your loyalty account five days following activation.
To speak with customer support agents, please call 1800-180-1295 or 39021212.