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LIC Axis Bank Signature Credit Card

LIC Axis Bank Signature Credit Card


Earn ₹650 Cashaly Rewards

Annual Fee ₹ 0/-

Joining Fee ₹ 0/-

You can enjoy a world of benefits by obtaining a LIC Axis Bank Signature Credit Card. With this credit card, you can accrue reward points for each offline & online transaction. You can also get the huge rewards on LIC premium payments. Other benefits that come with this card is insurance coverage, free lounge access, golf privileges, Visa incentives & waivers for fuel surcharges.

Written By : Cashlay Advisor

Cashaly Rewards T&C

Rewards Tracked Within:72 Hours
Rewards Paid: Within 60-65 Days Of Card Disbursal
No Rewards Are Applicable If The Applicant's Mobile Number Is Changed During The Application.
No Rewards Are Applicable For Existing LIC Axis Bank Signature Credit Card Holders
If You Apply For A Different Card Upon Redirecting You Will Be Eligible For The Rewards Rates Applicable To The Card Applied. For More Information Check The Details Of The Applied Card On Cashaly
Missing Rewards: Accepted
Rewards Will Be Provided In The Cashaly Account Not In Axis Bank Application.
Referral Earning Is Not Applicable On This Offer.
Do Not Visit Any Other Coupon Or Deal Site After Clicking Out From Cashaly.
Do Not Use A Referral Code While Applying For The Card.
No Rewards Are Applicable If You Cancel The Application.
Fraudulent Activity Will Lead To The Cancellation Of The Rewards. Cashaly's Decision Will Be Final In This Case.
If Your Rewards Do Not Track, Raise A Missing Cashback Query Within 30 Days From The Application Date.
Rewards Can Only Be Redeemed In Bank Account Through UPI.
Please Send Rewards Related Queries To Cashaly Only, Not To Axis Bank


Age: 18 years to 70 years

Occupation: Salaried or Self-Employed with minimum income of Rs. 15 lakh

Recommended Credit Score

Min 750

LIC Axis Bank Signature Credit Card Features

Access to global airport lounges.
Free liability protection for misplaced cards, up to the amount of your credit limit.
Waiver of fuel surcharge up to Rs 400 for transactions costing between Rs 400 and Rs 4,000.
Earn twice as many reward points as usual for international purchases and LIC premium payments.
An extensive points-based rewards program.

Expert Review

Our Expert Review

Every LIC Axis Bank Signature Credit Card holder is eligible for a variety of benefits and privileges related to their life insurance policy. This is meant to provide extra benefit on LIC premium payments, online and offline transactions, lounge access, and other services. Additional advantages include insurance coverage and fuel surcharge waiver, among others.


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What are the benefits of LIC Axis Bank Signature Credit Card?

With so many perks, the LIC Axis Bank Signature Credit Card is a desirable option for discerning consumers. In addition to special benefits like reward points on both national and foreign transactions, cardholders can take advantage of seamless financial services integration. In addition to other privileges, the card offers free access to airport lounges and waivers of fuel surcharges. Axis Bank and LIC have partnered with the card to provide a number of lifestyle and wellness perks, such as reduced rates on dining, shopping, and medical services. Through the provision of an extensive range of benefits and privileges, the LIC Axis Bank Signature Credit Card not only meets the varied demands of individuals but also elevates their quality of life.

LIC Axis Bank Signature Credit Card Additional Benefits

The LIC Signature Credit Card is a high-end product from LIC, intended to provide cardholders with interesting incentives and deals for their transactions. Let's examine some of the main features and advantages that cardholders of the LIC Signature Credit Card can enjoy.

  • When you spend Rs. 100 on foreign currency and LIC premium payments, you will receive 2 reward points.
  • For every Rs. 100 spent on any other category aside from fuel, wallet loads, and EMI transactions, you will receive 1 reward point.
  • Free liability insurance coverage for lost cards up to your credit limit.
  • All fuel pumps in India will waive the 1% fuel charge (for transactions between Rs. 400 and Rs. 4000). Benefits are maximum at Rs. 400 per month.
  • Two complimentary access per quarter are granted to specific airport lounges in India.
  • Invest in a Rs. 5 lakh protection policy.
  • 1 crore accidental air insurance policy.
  • With the LIC Signature Credit Card, customers may split purchases over Rs 2,500 into EMI at incredibly low interest rates.
  • Enjoy delectable cuisines at over 4,000 restaurants in India and save up to 20%.

LIC Axis Bank Signature Credit Card Reward Redemption

The reward redemption program for the LIC Axis Bank Signature Credit Card is both flexible and easy to utilise. It is simple for cardholders to use their accrued reward points to purchase goods, e-vouchers, and gift cards. The simplified redemption procedure improves the cardholder experience in general and makes it easy to take full use of reward points that have been accrued.

How to apply for the LIC Axis Bank Signature Credit Card?

Follow these steps to apply for a LIC Axis Bank Signature Credit Card:

  1. Visit the Axis Bank website.
  2. To find out the card's details, go for the Credit Card page.
  3. Once you've decided the card to apply for, click "Apply now."
  4. Enter your personal information (name, address, email address, city, pin code, state, and cellphone number) on an online application form.
  5. Submit the application.
  6. If the Axis card team accepts your application, they will get in touch with you to confirm.

Note: In addition, you will need to complete the video KYC.

LIC Axis Bank Signature Credit Card – Fees and Charges

The following table lists the fees and charges related with the Axis Bank LIC Signature Credit Card:

Joining Fee Nil
Annual/ Renewal Fee Nil
Finance Charges 3.6% p.m. (52.86% p.a.)
Interest Free Credit Period Up to 50 days
Cash Withdrawal Fee 2.5% of the cash limit (minimum of Rs.250)
Late Payment Charges
  • Up to Rs. 300: Nil
  • From Rs 301 to Rs 500: Rs 100
  • From Rs 501 to Rs 1,000: Rs 500
  • From Rs 1,001 to Rs 10,000: Rs 500
  • From Rs 10,001 to Rs 25,000: Rs 750
  • From Rs 25,001 to Rs 50,000: Rs 1,000
  • Above Rs 50,000: Rs 1,000

Eligibility Criteria For LIC Axis Bank Signature Credit Card

In order to apply for the LIC Signature Credit Card, applicants must first meet the requirements stated by LIC Credit Cards. Here is a brief overview of the requirements that potential candidates must meet.

  • You have to be between the ages of 18 and 70.
  • You have to be a Non-Resident Indian (NRI) or an Indian resident.
  • A minimum yearly income of Rs 15,000,000 is required.

Documents Required For Applying LIC Axis Bank Signature Credit Card

After reviewing the criteria for qualifying, let's look at the documentation needed to apply for the LIC Signature Credit Card.

  • Identity Proof - PAN, Aadhaar, Voter ID, Driving Licence, or Passport.
  • Address Proof - Aadhaar, Voter ID, Driving Licence, or Passport.
  • Income Proof - Form 16, latest payslip, latest bank statement, or the latest Income Tax Return.
  • A coloured photograph.


1. Can I waive the fuel surcharge using my LIC Signature Credit Card?

1% of the fuel levy on your fuel transactions between Rs. 400 and Rs. 4,000 can be waived. This is valid at all petrol pumps in India. However, in a given calendar month, you are only eligible for a maximum waiver of Rs. 400.

2. Can I get an add-on card with LIC Signature Credit Card?

Yes, the LIC Signature Credit Card allows you to receive up to three more cards. The supplementary cards have no yearly or joining fees, just as the main card.

3. Can I withdraw cash through my LIC Signature Credit Card?

Yes, you can use your Axis Bank LIC Signature Credit Card to make cash withdrawals. However, using your credit card to withdraw cash will incur a fee of 2.5% of the transaction value, with a minimum fee of Rs. 500.

4. Do I get a welcome benefit on LIC Axis Bank Signature Credit Card?

No, there aren't any welcome bonuses for LIC VISA Signature Credit Card holders.

5. How can I redeem rewards points from LIC Axis Bank Credit Cards?

Call customer service at 1800-419-0064 to redeem the reward points you have accrued on your LIC VISA Signature credit card or you can visit the website.

6. What is the validity of the reward points on the LIC Signature Credit Card?

Reward points acquired on LIC credit cards remain valid for a full year or 12 months. You won't be able to use your reward points after the year; they will become void.

7. Is it possible to use my LIC Signature Credit Card to pay bills?

Yes, Bill payments and a variety of other financial activities that you would make with a standard credit card can be made with your LIC Signature Credit Card.

8. How can I check my LIC credit card status?

Consumers can visit LIC's official website and select 'Credit Cards' to view the status of their credit card. Your registered mobile number for the credit card application must then be entered. You can now follow your application for a credit card.

9. How can I activate my LIC Signature Credit Card?

To activate their LIC credit card, customers can also contact the LIC customer service toll-free number 1800-419-0064.

Earn ₹650 Cashaly Rewards