Standard Chartered Platinum Rewards Credit Card

What are the benefits of a Standard Chartered Platinum Rewards Credit Card?

The Standard Chartered Platinum Rewards Credit Card provides a multitude of advantages designed to improve the spending patterns and lifestyle of its members. Cardholders can accrue reward points for a variety of expenditures, including meals, petrol, groceries, and more, with an emphasis on rewarding regular transactions. These accrued points offer flexibility and good value because they may be exchanged for a variety of incentives, such as gift cards and products. To further enhance its allure, the card frequently offers exclusive benefits at partner retailers, discounts, and welcome bonuses. Furthermore, the Standard Chartered Platinum Rewards Credit Card enhances users' financial toolkit by providing convenience, security, and peace of mind through features like contactless payment technology, secure transactions, and access to a worldwide network of ATMs and branches.

Standard Chartered Platinum Rewards Credit Card Welcome Benefit

You can deduct your joining fee of Rs 250 when you use this credit card for any purchases during the first 30 days after it is activated.

Standard Chartered Platinum Rewards Credit Card Additional Benefits

Supplementary Credit Card Facility - The ability to get a second credit card is one of the most desired features of the Standard Chartered Platinum Rewards credit card. You can provide your family members access to all of the SCB Platinum Rewards Card perks by utilising this service. The best part is that using the other card for purchases also allows you to accrue rewards.

Secure Online Transactions - The Standard Chartered Platinum Rewards Credit Card allows for 3D secure OTP verification for extra security when making purchases.

Contactless Payment - You can use the contactless payment option that is offered with this card to ensure that you check out quickly at the point of sale while maintaining safe credit card transactions. You won't need to bring additional cash with you every time you go shopping thanks to contactless payment options.

Online Banking/SC Mobile facility - You can conveniently make credit card transactions online, download your Standard Chartered Bank Platinum credit card bill statements, pay credit card bills, and instantly redeem credit card reward points from the comfort of your home with the Online Banking/SC Mobile feature. You may share your concerns about credit cards and raise questions without having to go to the Standard Chartered bank in person. By using the SC Mobile feature, you can communicate with the bank executive immediately.

Convert Outstanding Balance on EMI - You can now pay off your total outstanding balance, up to Rs 5,00,000, in EMIs with your Standard Chartered Platinum Rewards Credit card and at zero processing costs.

Standard Chartered Platinum Rewards Credit Card Rewards Benefits

Standard Chartered is a top bank on the list and is well-known for providing premium reward points. The following are the premium advantages that it provides:

• Get 5x reward points when you spend Rs 150 on fuel.
• Earn a substantial 5x reward point for every Rs 150 spend at upscale restaurants.
• When you spend Rs 150 on other products or categories, you will receive 1X reward points.
• Exclusive deals and discounts on dining, travel, shopping, and other activities.

How to apply for the Standard Chartered Platinum Rewards Credit Card?

You can apply online or in person at a local bank for the Standard Chartered Platinum Rewards Credit Card. To apply online for the Standard Chartered Platinum Rewards Credit Card, follow these steps:

1. Go to https://www.sc.com.
2. Select the Platinum Rewards Card under Our Products > Credit Cards.
3. Select "Apply Now."
4. Send in proof of documents in accordance with the bank's eligibility requirements.
5. Your virtual credit card will be available right away after your KYC and other documents have been successfully validated.
6. To access your virtual card details, log into Internet Banking using the temporary ID and password that were given to your registered cellphone number.
7. For safe and secure online transactions, use your credit card information.

How to redeem reward points of Standard Chartered Platinum Rewards Credit Card?

• Reward Points can be redeemed at the 360 Rewards Portal or using online banking.
• You can redeem reward points by contacting Standard Chartered Bank customer service by phone.
• Use accrued points for gift cards and retail purchases; 1 Reward Points is equal to Re. 0.25.

Standard Chartered Platinum Rewards Credit Card – Fees and Charges

The following table lists the fees and charges associated with the Standard Chartered Platinum Rewards Credit Card:

Eligibility Criteria & Documents Required For Standard Chartered Platinum Rewards Credit Card

There are a few criteria that you must meet in order to apply for the Standard Chartered Platinum Rewards Credit Card offer.

• You must be at least 21 years old to participate.
• With a steady monthly income, he or she should be self-employed or be employed on a salary.
• The applicant must be an Indian national.
• A credit history and a respectable credit score of at least 750 are excellent.

For each credit card application, you must submit the following documents. The following files need to be submitted:

Identity Proof - Voter ID card, driving licence, PAN card, and Aadhar card.

Address Proof - Utility bills on the name of the applicant for credit card issuance, Aadhar Card, Driving License, Voter ID Card, Passport.

Income Proof - Bank statements or salary slips from the previous three months. You may also provide evidence in the form of an ITR or Form 16.