Annual Fee ₹ 500/-
Joining Fee ₹ 500/-
A private sector lender, HDFC Bank, teamed up with one of the famous Food delivery services, Swiggy, to introduce the Swiggy HDFC Credit Card, a co-branded credit card. This card offers 5% reward on other online purchases and 10% cashback on Swiggy App services, like food delivery, Instamart, Dine Out, and Swiggy Genie. It is perfect for people who often use these services. For more information about the Swiggy HDFC Credit Card, continue reading.
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For Salaried Indian national
Age: Min 21 years & Max 60 Years
Income: Net Monthly Income > Rs.15,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 6 Lakhs per annum
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The Swiggy HDFC Bank Credit Card provides a pleasurable culinary experience with a plethora of features and bonuses designed specifically for foodies. Dining experiences are enhanced when cardholders take advantage of cashback and enticing discounts on Swiggy orders. In addition, the card offers fast reward points and tempting incentives on a range of dining expenses, both online and offline. Users also gain access to luxury dining clubs and free memberships, among other exclusive advantages. The Swiggy HDFC Bank Credit Card combines convenience and savings to make dining more enjoyable.
Upon card activation, new customers of the Swiggy HDFC Bank Card are greeted with attractive welcome rewards. After the card is activated, customers can take advantage of the free Swiggy One Membership for three months.
For those seeking more benefits in addition to delicious food, the Swiggy HDFC Bank Credit Card is a well-rounded choice. The following are a few possible extra features of Swiggy HDFC Bank Credit Card:
Exclusive perks are included with the Swiggy HDFC Bank Card renewal, giving cardholders continuous access to alluring discounts and rebates on Swiggy orders. To ensure that regular diners receive consistently satisfying experiences, renewal perks could include extra reward points, exclusive privileges, and special specials.
With the use of the Smart EMI Facility provided by the Swiggy HDFC Bank Credit Card, customers may turn their large Swiggy transactions into convenient monthly instalments with competitive interest rates. This feature gives cardholders the freedom and convenience to effectively control their spending while taking advantage of the ease of Swiggy food delivery.
Balance Transfer on EMI - *1% of Loan Amount, Minimum Rs 250 (exclusive of GST)
You can connect your Swiggy HDFC Bank credit card to the Swiggy app in the following ways:
Swiggy Money is a digital wallet that is part of the Swiggy app that lets users load money in advance for quick and easy transactions. In addition to enabling cashless ordering of meals, it also provides special discounts and cashback, making the Swiggy experience even more convenient and affordable. The following information explains how Swiggy Money operates:
Swiggy HDFC Bank Credit Card cashback can only be redeemed on the mentioned Swiggy sites using the Swiggy application.
The fees and charges related to the credit card are as follows:
To be eligible to apply for the Swiggy HDFC Bank credit card, you must fulfil a few conditions.
The following documentation is required each time you apply for a lifetime free credit card. The following documents must be submitted:
When using a Swiggy HDFC Bank Credit Card, you can get a three-month free subscription to Swiggy One. If the customer applied through HDFC Bank, they must first link their card with Swiggy in order to enrol in the Swiggy One Membership. The opportunity to obtain a Swiggy One membership will become available to customers who have applied through Swiggy after your card is activated.
Swiggy One membership is a premium subscription program with a plethora of exclusive features and incentives for Swiggy users. Exclusive savings are available from a limited number of restaurants with a Swiggy One membership. Unlimited perks are also included, such as free delivery, for Instamart, restaurants, and Genie orders on Swiggy.
The three months of subscription for the current Swiggy One member will be added to their current membership. If a customer has six months of membership currently and adds three more months, they will have nine months of membership accessible.
As of right now, card applications are only accepted by invitation. Customers can also apply through HDFC Bank's website or the Swiggy app by navigating to the Account Section of the app and clicking on Swiggy HDFC Bank Credit Card.
A 50-day interest-free period is available to cardholders who use their Swiggy HDFC Bank Credit Card for all purchases.
Yes, in accordance with the bank's regular policy, limit expansion is only allowed six months following card issuance.
The Swiggy app will immediately credit any earned cashback as Swiggy Money.
It is not possible to move Swiggy Money to another account.
The Swiggy Money Cashback expires after a year from the cashback earning date.
The Swiggy HDFC Bank Credit Card cannot be activated until the PIN is generated by the cardholder. Consumers can use the 1860 266 0333 IVR calling option, Net Banking, the Mobile Banking App, or an ATM to generate their PIN.