Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card Features & Benefits

The Swiggy HDFC Bank Credit Card provides a pleasurable culinary experience with a plethora of features and bonuses designed specifically for foodies. Dining experiences are enhanced when cardholders take advantage of cashback and enticing discounts on Swiggy orders. In addition, the card offers fast reward points and tempting incentives on a range of dining expenses, both online and offline. Users also gain access to luxury dining clubs and free memberships, among other exclusive advantages. The Swiggy HDFC Bank Credit Card combines convenience and savings to make dining more enjoyable.

Swiggy HDFC Bank Card Welcome Benefit

Upon card activation, new customers of the Swiggy HDFC Bank Card are greeted with attractive welcome rewards. After the card is activated, customers can take advantage of the free Swiggy One Membership for three months.

Swiggy HDFC Bank Card Additional Benefits

For those seeking more benefits in addition to delicious food, the Swiggy HDFC Bank Credit Card is a well-rounded choice. The following are a few possible extra features of Swiggy HDFC Bank Credit Card:

• Revolving credit with competitive interest rates.
• The ability to turn large expenditures into simple monthly instalments.
• 24/7 Concierge Services.
• A contactless payment of up to Rs 5,000.
• Fraudulent transactions are not accountable.
• Interest-free period of up to 50 days after purchase date.

Swiggy HDFC Bank Card Renewal Benefits

Exclusive perks are included with the Swiggy HDFC Bank Card renewal, giving cardholders continuous access to alluring discounts and rebates on Swiggy orders. To ensure that regular diners receive consistently satisfying experiences, renewal perks could include extra reward points, exclusive privileges, and special specials.

• Spend INR 2,00,000 or more to qualify for a waiver of the renewal year charge.
• Cash on Call, Balance Transfer, and Cash Withdrawal are excluded from the criteria.
• The sum of INR 2,00,000 will not take the preceding expenses into account.

Swiggy HDFC Bank Credit Card Smart EMI Facility

With the use of the Smart EMI Facility provided by the Swiggy HDFC Bank Credit Card, customers may turn their large Swiggy transactions into convenient monthly instalments with competitive interest rates. This feature gives cardholders the freedom and convenience to effectively control their spending while taking advantage of the ease of Swiggy food delivery.

Balance Transfer on EMI - *1% of Loan Amount, Minimum Rs 250 (exclusive of GST)

How to Link a Swiggy HDFC Credit Card with Swiggy App?

You can connect your Swiggy HDFC Bank credit card to the Swiggy app in the following ways:

1. Open the Swiggy app and navigate to the Credit Card section.
2. Select the Accounts section.
3. In this instance, choose the Swiggy HDFC Bank Credit Card.
4. Click the "Link Your Swiggy HDFC Bank credit card" section at the bottom of the Credit Card page.
5. To apply for a credit card, click the link and input the mobile number you gave.
6. In order to link the card, enter the OTP (One Time Password) that you received on your registered phone number.

How Does Swiggy Money Work?

Swiggy Money is a digital wallet that is part of the Swiggy app that lets users load money in advance for quick and easy transactions. In addition to enabling cashless ordering of meals, it also provides special discounts and cashback, making the Swiggy experience even more convenient and affordable. The following information explains how Swiggy Money operates:

• Swiggy Money is credited to the customer's Swiggy account.
• When the statement is generated, it takes 8 to 10 days to receive the Swiggy Money for that month.
• You can use Swiggy Money on Swiggy applications.
• While placing an order on the Swiggy app, customers have the direct option to pay with Swiggy Money.
• To maximise benefits, cashback with the closest expiration date is used first.
• Cashbacks are not available for purchases under Rs 100.
• The Swiggy Money will expire after a year of cashback.

Swiggy HDFC Bank Credit Card cashback can only be redeemed on the mentioned Swiggy sites using the Swiggy application.

• Food ordering
• Instamart
• Dineout
• Genie

Swiggy HDFC Bank Credit Card – Fees and Charges

The fees and charges related to the credit card are as follows:

• The card has joining and renewal fees of Rs. 500 plus taxes.
• If you spent Rs. 2 Lakh in the previous year, you can get your renewal fee waived.
• The card has an interest rate of 3.6% monthly or 43.2% annually.
• The card has a 2.5% cash advance fee, or Rs 500, whichever is greater.
• The card charges 3.5% of the transaction value as a currency markup fee.
• There is a 40% allowable cash withdrawal limit.

Eligibility Criteria & Documents Required for Swiggy HDFC Bank Credit Card

To be eligible to apply for the Swiggy HDFC Bank credit card, you must fulfil a few conditions.

• For those who are salaried, the applicant's age range is 21 to 60 years old; for self-employed workers, the applicant must be 21 to 65 years old.
• The candidate needs to be a citizen of India.
• The candidate must earn at least Rs. 25,000 per month, or in the case of self-employed contractors, Rs. 6 lakhs or more in annual income tax returns.

The following documentation is required each time you apply for a lifetime free credit card. The following documents must be submitted:

• ID Proof - Aadhaar Card, PAN Card, Driver’s License, Passport, etc.
• Address Proof - Aadhar Card, Rent Agreement, Ration Card, Passport, Latest Utility Bills, etc.
• Income Proof - Salaried individuals need to provide the latest 2 months’ salary slips and bank statements. Self-employed individuals need to provide their audited ITR of the previous year.