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Bajaj Insta EMI Card Offers 2024

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Latest Bajaj Insta EMI Card Offers & Coupons for July 2024 | Apply Here, Check Features & Benefits, Fees & Charges, Eligibility & Documentation & Application Status






Bajaj Pay Wallet Offer

Get Upto Rs.400 Cashback On Payment Via Bajaj Pay Wallet

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icon Applicable On Bajaj Pay Wallet Only
icon Offer Valid For All Users
icon Limited Time Offer
icon Valid On Minimum Order Rs.999
icon Valid Thrice Per Customer In Calendar Month
icon Max Discount Upto 400

About Bajaj EMI Card

Never has shopping been so convenient! The Bajaj EMI Card was introduced to allow customers to make purchases from one lakh partner retailers across India on simple monthly instalments (EMIs) without incurring interest. Both offline and online transactions are possible with the Bajaj Insta EMI Card. If you want to buy electronics, gadgets, lifestyle items, etc., you can use the unique Bajaj Insta EMI Card, which includes a pre-approved loan of 2 Lakhs. When you use the Bajaj Finserv EMI Network Card, you can also benefit from attractive offers and savings.

What are the Benefits of Bajaj EMI Card?

The Bajaj Insta EMI Network Card has the following main traits:

Pre-approved Loan - Up to Rs 2 lakhs in pre-approved loans are available with the Bajaj Insta EMI Card.

E-commerce Friendly -  In addition to in-store transactions, you can use the card online at well-known e-commerce sites.

Repayment Term Flexibility - You have a simple choice of 3, 6, 9, 12, or 24 months for repayment.

No Cost EMIs - With the Bajaj Insta EMI Card, free EMI allows you to save more.

Bajaj Insta EMI Card Interest Rate

The Bajaj Finserv EMI Network Card is offered for a minimal processing fee of Rs. 530 (inclusive of all taxes), with joining fees of Rs. 449 and taxes of Rs. 81. If the Insta EMI Card is used for at least one transaction in the year following activation, the yearly cost of Rs 117 will be waived for the next year.

How to Apply for Bajaj Insta EMI Card Online?

Follow these steps to apply for the Bajaj Insta EMI Card:

  1. To verify the OTP received to your phone, enter your mobile number.
  2. Complete the application form by entering your full name, PAN, birthdate, and PIN code.
  3. Choose your gender and employment category.
  4. To find out your credit card limit, click submit.
  5. Utilise your Aadhaar Card to validate your KYC.
  6. After KYC, you must pay the Rs 530 joining charge.
  7. To finish the e-mandate process, click "Activate Now" and input your bank information.
  8. Your Bajaj Insta EMI Card is ready for usage after a successful e-mandate.

Eligibility Criteria For Bajaj Insta EMI Card

  • Your age should fall between 21 and 60.
  • Indian should be your nationality.
  • A reliable source of income is required.

Documents Required For Bajaj EMI Card

  • PAN Card
  • Address Proof
  • Cancelled Cheque
  • Signed ECS Mandate

Bajaj Insta EMI Card Offers Great Discount On Online Shopping

When shopping online or offline, the Bajaj Insta EMI Card offers numerous discounts. All of the discounts made available by the Bajaj Insta EMI Card are open to both new and existing users. The Bajaj Insta EMI Card can be used by customers on a variety of online retailers, including Vijay Sales, Croma, Reliance Digital, Bajaj Electronics, Home Town, Bajaj Mall, Flipkart, Amazon, Make My Trip, Big Bazaar, and many more. You can split the amount into No Cost EMI when you shop for a variety of items, including groceries, electronics, fitness equipment, furniture, apparel, smartphones, and appliances. Don't wait, then! Apply for the Bajaj Insta EMI Card to take advantage of all the advantages when you shop online.

Bajaj Insta EMI Card Customer Care

For any questions, you can contact Bajaj Insta EMI Card by phone at 08698010101 or online at the Bajaj page.


1. Are Bajaj Insta EMI Cards available to students?

No, college students under the age of 21 are not eligible to apply for the Bajaj Insta EMI Card. The card is only available to people between the ages of 21 and 60 who have a consistent source of income.

2. How can I increase the limit on my Bajaj Insta EMI Card?

Your CIBIL score, income level, and ability to make repayments are just a few of the variables that affect the limit. By keeping up a solid payback record, one might raise the credit limit on their card.

3. How much does the Bajaj Insta EMI card cost?

The joining fee for the Bajaj Insta EMI Card is Rs 530. If no loans are made on the EMI network card for a year, there is an annual fee of Rs 117.

4. Can we withdraw money from the Bajaj Insta EMI Card?

Your Bajaj Insta EMI Card cannot be used to make cash withdrawals from ATMs or other platforms.

5. Does the Bajaj Insta EMI Card have a minimum purchase limit?

No, For your Bajaj Insta EMI Card, there is no minimum purchase amount need.