IDFC Credit Card Offers 2025

About IDFC First Bank Cards

With its main office in Mumbai, the IDFC FIRST Bank operates in a number of business sectors and offers a comprehensive range of services to its customers. The Infrastructure Development Finance Company's banking division and the Indian non-bank financial organisation Capital First merged to become IDFC First Bank, a private sector bank in India. One of the most well-known credit card providers in the nation is IDFC FIRST Bank, which is well-known for providing distinctive credit cards with affordable fees. Among the many advantages, IDFC FIRST Bank Credit Cards are interest-free cash withdrawals, accident insurance, movie ticket savings, limitless reward points with no expiration, waivers of fuel surcharges, and much more.

IDFC Bank also provides a variety of EMI, cashback, and discount offers on well-known brands. IDFC Bank credit cards, debit cards, and net banking are the most used payment options for online purchases. With such methods, any customer can benefit from a number of offers and discounts on each purchase. Find the finest deals on flights and hotels in India, as well as at top brands like MakeMyTrip, Beardo, EaseMyTrip, BookMyShow, Swiggy, Pepperfry, TATA 1mg, MediBuddy, Lakme Salon, Amazon, Dominos, Myntra, Clovia, Dunzo Daily, TrueBasis, Rapido, and others. Almost all of India's biggest e-commerce sites and travel companies have partnered with IDFC Bank to provide their cardholders exclusive deals, offers, and coupons.

How to apply for the IDFC First Bank Cards? 

Visit the IDFC Bank website and follow these steps to apply for a IDFC credit or debit card:

1. Visit the IDFC FIRST Bank website.
2. Go to the "personal banking" option by clicking it.
3. Select the "Cards" tab from the menu.
4. Choose either "credit cards" or "debit cards."
5. On the card page, choose the 'apply' option.
6. Fill out the application form with your name, date of birth, and mobile number, then submit it online.
7. You can apply for the IDFC Credit Card of your choice after receiving an OTP.
8. In order to discuss the subsequent stages, a bank representative will contact you.

Eligibility Criteria For IDFC First Bank Cards

• Applying for an IDFC credit card requires that you be at least 21 years old.
• You must be an Indian citizen with an Indian residential address that is current and permanent.
• To qualify to apply for an IDFC Card, you must have a minimum monthly income of Rs 25,000.
• A solid credit history is a further requirement for eligibility for an IDFC FIRST Bank Credit Card.

Documents Required For IDFC Bank Cards

• Proof of Address - a copy of the ration card, Aadhaar card, electricity bill, rental agreement, passport, or phone bill
• Proof of Identity - Voters Card, Passport, Aadhaar card, Driving Licence, Pan Card
• Income Documents - The bank demands a copy of the most recent income tax return as well as the balance sheet or audit statement for self-employed applicants. The bank needs to verify the most recent salary slip, and letter of employment for candidates who are salaried.

Best IDFC First Bank Credit Cards in India 2025

When it comes to rewards and discounts for online shopping, IDFC credit cards are the finest. For clients, there are numerous IDFC debit and credit cards available. Among them are:

• IDFC First Classic Credit Card
• IDFC First Select Credit Card
• IDFC First Wealth Credit Card
• IDFC First Millennia Credit Card
• IDFC First WOW Credit Card

When certain online and offline spending milestones are met with these IDFC FIRST Bank credit cards, additional reward points are awarded. Customers who meet the monthly income requirement of Rs. 25000 can apply for any of these cards. Furthermore, there are no joining or yearly fees associated with these cards.

Get IDFC Credit Card Offers & Debit Card Discounts On Online Shopping

Use an IDFC Bank credit card or debit card to get a better deal when you shop online. Some of the top IDFC Bank Offers on Cashaly include the following:

Fashion - Through various e-commerce websites, such as Myntra, Tata Cliq, Clovia, Beardo, Plum, Decathlon, Levis, BIBA, The Man Company, Under Armour, Crocs, Lifestyle, Zouk, House of Masaba, Khadi Naturals, Be Young, Wow Skin Sciences, Kapiva, Mamaearth, US Polo, Firstcry, Himalaya Optical, Bewakoof and others, IDFC Bank Card offers a variety of offers and discounts on the fashion category. The major fashion labels will all be available at significant discounts on these websites. Get multiple different bank card offers like HDFC Bank offers to save extra.

Entertainment - To save money on each movie ticket, use the IDFC Bank movie offers from Paytm Movies, INOX Movies, and BookMyShow created particularly for the event. Several multimedia apps, like Wynk Music, OTT Play, Bloomberg Quint, The Wall Street Journal, Live Hindustan, Livemint, and many others, also offer inexpensive memberships.

Food & Beverages - Use IDFC Bank Credit Cards offers to take advantage of special discounts and cashbacks on food items from food apps like Swiggy, Zomato, Dominos, Faasos, Firangi Bake, Behrouz Biryani, Lunch Box, Eat Sure, Oven Story Pizza, Eat Club, Fresh Menu, Box8, Mojo Pizza, Itminaan Biryani, EazyDiner, Chicago Pizza, Swiggy Instamart, and many more.

Home Décor & Furniture - When using an IDFC First Bank credit card, you can get significant discounts on home décor items on websites like Pepperfry, Vvalyou, Morphy Richards, Tangy Oak, Blowhot Flagship Store, Mobel India Pvt. Ltd., and many other websites. Therefore, it's time to update the furnishings and décor of your home.

Smartphone & Accessories - With a range of discounts and cashbacks offered by IDFC Bank Cards, Vijay Sales, Croma, and other online merchants will hold unique deals on popular mobile phone brands, including Apple iPhones, Samsung Galaxy, Xiaomi Redmi Note, Moto G5, and more. Customers may also take advantage of several discounts on brands like Noise, Samsung Electronics, HP, Acer, Skullcandy, and many others. Use IDFC Credit card offers as a result before making a purchase of gadgets.

Health & Wellness - IDFC First Credit Card customers receive numerous savings on a variety of medical websites, including MediBuddy, Arata, Lybrate, Oziva, VLCC, TATA 1mg, PharmEasy, MFine, Parent Lane, Khadi Naturals, mcaffeine, Myprotein, Healthkart, Wakefit, Truebasics, Wellbeing Nutrition, and many others. For more discounts, take advantage of IDFC First Bank offers.

Travel Discounts - Using IDFC Bank Cards discounts and deals, you can now purchase your travel tickets on EaseMyTrip, MakeMyTrip, Yatra, Ixigo, Abhibus, Travelyaari, ZoomCar, Booking.com, Rapido, Urban Drive, Uber, Rental Cars, KidZania, Holiday of Dreams, Sixt, and other websites with great savings. Take advantage of the IDFC flight offers from Cashaly to lower the cost of your trip.

Nearly all e-commerce sites, including specialty stores like IGP, Ustraa, Care Health Insurance, Body Cupid, Man Matters, Janta X-Ray Clinic, Vedantu, Edureka, Simplilearn, and others, also provide additional exclusive IDFC Bank offers. You may shop online and save money since Cashaly has compiled a list of all IDFC Bank Credit Card offers.

IDFC Bank Customer Care

You can reach IDFC customer care by phone at 1800 10 888 or by email at banker@idfcfirstbank.com for any inquiries or assistance. For even more immediate contact, you may also WhatsApp them at 9555 555 555.