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About KreditBee
KreditBee is a popular lending platform in India that provides quick and hassle-free personal loans. It is designed to cater to the financial needs of self-employed and salaried professionals who may require immediate funds of up to Rs. 4 Lakh for various purposes such as education, travel, wedding expenses, medical emergencies, or debit consolidation. The repayment tenure can vary from a few months to a couple of years, and borrowers have the flexibility to choose a tenure that suits their financial situation. To ensure transparency, KreditBee communicates the interest rates, processing fees, and any other charges associated with the loan before the borrower accepts the offer. Overall, KreditBee is known for its convenient and speedy loan application process, making it a popular choice for individuals in need of quick and reliable personal loans in India.
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KreditBee provides various offers and discounts to enhance the customer experience and make their financial services more accessible and affordable. You can get significant discounts that will enable individuals to take advantage of reduced processing fees, discounted interest rates, cashback rewards, or exclusive deals on loan products. In order to get discounts on your processing fee, you can use the KreditBee coupon code for processing fees today. These offers can be availed by meeting certain eligibility criteria and adhering to the terms and conditions specified by KreditBee. In order to avail these offers and savings, register an account on Cashaly. On this platform, you can locate the latest and validated coupons for KreditBee.
You may effectively utilise a Kreditbee promo coupon by following these steps:
KreditBee offers quick and hassle-free loans to salaried and self-employed individuals who need immediate funds. Here are some key features and services provided by KreditBee:
Personal Loans: KreditBee offers personal loans within 15 minutes ranging from Rs. 1000 to 4 lakhs, depending on the individual's eligibility. These loans can be used for various purposes, such as medical emergencies, education expenses, wedding expenses, travel, or debt consolidation. People can issue loans in four forms: Flexi Personal Loan, Personal Loan For Self-Employed, Personal Loan for Salaried, and Purchase On EMI.
Online Application: KreditBee provides a convenient online application process. Borrowers can apply for a loan through the KreditBee mobile app or website. The application process is simple and requires minimal documentation.
Instant Approval and Disbursal: KreditBee aims to provide instant loan approvals. Once the loan is approved, the funds are disbursed directly to the borrower's bank account within a short span of time, often within a few minutes.
Flexible Repayment Options: The platform offers flexible repayment options, allowing borrowers to choose a suitable repayment tenure. The repayment can be made in EMIs (Equated Monthly Instalments) over a specified period.
Competitive Interest Rates: KreditBee provides loans at competitive interest rates based on factors such as the borrower's credit profile, repayment history, and loan amount.
Minimal Documentation: KreditBee emphasizes a paperless and digital loan application process. The documentation requirements are minimal, often including PAN and Proof of Address and Identity (Aadhaar or Masked e-Aadhaar or Passport or Voter ID).
KreditBee offers a unique service known as KreditBee 24K Gold, which allows customers to invest in pure 24-karat gold. This service provides individuals with a secure and convenient platform to purchase gold digitally. With KreditBee 24K Gold, customers can invest in gold in small denominations, making it accessible to a wide range of individuals. The digital platform ensures transparency and authenticity, providing customers with the assurance that they are investing in pure 24-karat gold. However, like KreditBee, you may also invest in gold on platforms like Jar.
By purchasing gold through KreditBee, customers can diversify their investment portfolio and potentially benefit from the long-term value appreciation of gold. Additionally, KreditBee offers seamless buyback options, allowing customers to sell their gold investments whenever they choose. Some of the benefits of investing in 24K gold are:
KreditBee provides customers with access to their credit report, which is a comprehensive record of their credit history and financial behaviour. The credit report obtained through KreditBee can help individuals understand their creditworthiness and assess their eligibility for various financial products and services. The report includes information such as credit scores, repayment history, credit utilization, and any outstanding debts. By reviewing, every potential loan provider who is considering lending you will verify your credit history and score. All you have to do is to apply for this service with your mobile number linked PAN card.
KreditBee offers a referral program that allows customers to earn referral points by inviting their friends and acquaintances to use the KreditBee services. When a person refers someone to KreditBee and the referred individual successfully applies for a loan or avail any other service, the referrer is rewarded with 50 KreditBee points, and your friend will receive 30 points. These referral points can be accumulated and redeemed for various benefits, such as discounts on loan processing fees, interest rate reductions, or other exclusive offers provided by KreditBee.
KreditBee has a well-defined refund and cancellation policy to ensure customer satisfaction and address any concerns that may arise during the loan process. If a customer wishes to cancel their loan application before it is approved or disbursed, he or she cannot do so, because the company discourages this term. If an individual makes extra payments to KreditBee, the money will be refunded within 30 days.
If you have any problems or queries, contact the Kreditbee customer service team at 080-44292200 / 080-68534522 or by email at help@kreditbee.in.
Yes, it is safe to use because every loan application is reviewed and authorised by NBFCs/Banks registered with the RBI, and this information is disclosed upfront.
You may make a secure online payment for your loan by visiting the Repayments section. Kreditbee accepts payments via Net Banking, Debit Card, UPI, Paytm Wallet, and Bank Transfer.
In order to block or deactivate your KreditBee accounts, you should clear your pending dues. If there are any remaining balances on your account, you cannot delete it.
You may quickly apply for a personal loan with KreditBee's assistance. Your credit score will progressively rise over time if you just make on-time EMI repayments.
KreditBee does not allow people to cancel or terminate a loan once issued. In order to finish repaying the debt, you must do it in full.
For Flexi Personal Loan, the range is between Rs. 85 to Rs. 1,250. --> Personal Loan for Salaried People: From Rs. 500 to up to 6% of the loan amoun -->E-voucher loans - From 0 to 5% of the loan amount